Trying times, are they versatile right to the core?

Ticket is settled, AirAsia one-way flight to Melbourne International Airport on the 13th February 2009. Now left the accommodation (still waiting for offer letter) and acceptance (yet to accept). Then *Boom* time flies and I'll be there in Monash University, Caulfield. Can't wait. Much ado I've anticipated the surrounding of the University. No doubt people whom I mix would be by the highest possible rate to be Asians. The Australians would less likely mix with the Asians. Admit it, the issue of racism is not a Malaysian issue but a world pandemic. That's one of the main cause Mr. Obama mounted an astounding victory in the US 2008 Election. Voted for his skin and not for his policies. Many might disagree with me but the facts are clear. There are still no any stimulation plan that is sufficient to counter the growing destruction of the financial crisis. All the while Mr. Obama had just stated "he will" ; "try to" and etc. that doesn't gives us a very clear picture of his major plans to curb the growing concern of a financial meltdown looming anytime during early 2009. What's more when the current situation is proving the date of "judgement day" to arrive as predicted. As I've told Kar Kien while we were in the LRT during our way back from Petaling Street on the 19th November 2008, that what ever companies that we see today, the weak once will be perished during the year 2009, and what ever left in the beginning of 2010 are the really though companies. At first I expected automakers such as General Motors (GM) and Ford might withstand the financial crisis invasion, but looking recently with reports after reports of them begging the US congress to allocate funds from the 700 billion stimulus package for their survival had changed my perception immediately. Moreover GM was never in a very healthy look since the early 2000's. Standard & Poor's, as I've read had degraded GM to BBB+ during the early 2000's which means they're bonds are of near junk bond level. And by the mid of 2005 or so, GM had been degraded to total junk bonds. Recollecting the entire episode since the sub prime mortgage loan crisis or low-doc crisis that had spurred a spiral or domino effect to the entire financial markets landscape, I with no doubt that one day we might hear the collapse of a once mighty automaker player, GM. Unemployment rate in the US had been slowly meeting all time high. Couple of months back, Australian, Rudd government had just announced the lack of workforce and declared that Australia is willing to receive unskilled workers to feed their growing economy appetite, and just a day ago, 20th November 2008, Australia was reported to be on the brink of a might-come recession. So far the third largest economy, European Union, had declared an overall fallout to recession. Previously Singapore was the first to fall into recession with double quarters of contracting economy size. The general method to indicate a recession is when a country reported two (2) consecutive quarters of economy contracting. Downsize in Gross Domestic Product (GDP). The whole world is submitting to the treat of the financial crisis. Malaysia as they say might not be affected as bad as the Westerners however, we are still stabilise for the moment only and not long as we are equally dependent to the US economy. China, one of the growing giants of Asia was also reported to be cutting out jobs. If China, a country that had reported double digits of growth since 2000, after liberalising its economy under the premiership of Deng Xiao Ping, and now in the year 2008 reporting a cutting of employment due to its single digit growth would utterly means the whole world is coming to a World War Three in the form of economical crisis. Crude oil had fallen to $USD 55 from a skyrocketed all time high $USD 147 in the month of July. The Malaysia government had initiated their 5th time of petrol ceiling price reduction to RM2 after an all time increase of 40% to RM2.70 in the month of July to combat the overstating crude oil price ($USD 147). Our minister overlooking the petrol prices are had recently declared that our federal government coffers is earning a profit form the overall price reduction. This means we are paying a higher premium for petrol. Consider this example: When crude oil price was $USD 70 per barrel, our petrol pump price was at RM1.92. Since now the crude oil price had fallen to $USD 55 per barrel, wouldn't it be logical for us to pay a petrol pump price that is lower then RM1.92 instead of RM2. The government is taking a very prudence stand to slowly reduce the petrol price not significantly but by intervals to show that the incumbent government is working extremely hard to reduce the rakyat's burden. However I believe the crude oil price per barrel will continue to fall to an all time low because people are more conservative in their spending. The American market for petrol had seen a significant immediate drop. However since demand was dropping, report stated that Oil & Gas players are still continuing investing much of their cash to locate new areas with oil utilising the equipment provided by the oil & gas exploration industry players. With the demand from America drops, GM will need to re-engineer it's products to be more petrol efficient as people/consumer are now more prudence in their spending. Nevertheless, I believe the real testing time for all these companies is during the year 2009. Their resilience to financial meltdown will be tested to its core during 2009. Honda had slashed their estimated profit for 2009. I wish them all the best.

Mistake

I've done a big mistake this whole year, a very very big one!

The funny thing is, they're not educated

I'm delighted to announce I had officially ended my final exam for semester 2 and next stop Monash, Caufield. Not the best choice but its better to have it than not having it besides I've heard I can still transfer to Monash, Clayton in the following semester. It seems that I'm so obsessed with Monash, Clayton. Well the truth is yes I am obsessed with it and I do have the right to be obsessed with it. Monash, Clayton is the flagship of the entire Monash campuses. The reason Monash University is held among the top 50 best universities in the world is also mostly due to Monash, Clayton. Anyway the final paper for today business law (BTW1200) was surprisingly fairly easy. Mayby because it was an open-book paper. My right hand palm is feeling hurt currently because I've been writing and studying since Monday at 5pm till Wednesday 12pm consecutively as I was preparing my notes for bussiness law. It was an open-book (i.e included self-made notes) exam so why want to commit suicide by not preparing any notes. Bring what ever that can bring in for the exam la. You know why I'm still talking about my finals although I did tremendously bad for finance and not so good for other papers as well when normally a reasonable and ordinary undergraduate student or even normal secondary school student would keep shut after the exam when it was done fairly badly? well thats because I'm not satisfied with the way and effort I had contributed druing the exam time. You see some people calls it an irritation or long winded because what is done is done but let me put it this way; if with that particular 'tidak apa' attitude becomes a norm in our daily life than that would be dangerous wouldn't it. Its not a matter of being long winded or what because the way i see it, it is essential to show some concern of something in life but also not to show for the sake of showing for it must be genuine. You put in so much effort in the beginning and then after the exam you go say "I don't want to care anymore". Doesn't it takes away all the credit from all the hardwork poured into it from yourself by yourself. Sounds pretty stupid to me. If you;ve done well than be glad if not, than start doing a post-mortem of it. Can't just let it there and depend whether luck is playing on your side of the game. Come'on grow up and take up some solid responsibility. Luck is NOT always there. No harm doing a post-mortem even if it may sound quite disturbing to know how bad you've done in the exam but thats the price for not doing what you're supposed to do when there was opportunity to do so. I'm NOT A BELIEVER of any religion. Its by law that I'm considered a Christian and NOT by faith. I believe in a world where what ever happens to me is a result of my own doing whether its positively or negatively and it applies to everyone else the way I see it. I do something I'll take the blame and the credit for it. That's a fact of life for me. Like it or not that's the way. Some people say they don't care what people say as long they like it. Well let me tell them this; go ahead with that attitude because I swear you won't get employed by any employer in this world. Who they think they are not to consider other people's feelings and point of view. Maybe you can say that when you're a secondary student but not a primary student (Because that would be dangerous) or an adult. Working or being employed is all about image, and once that image is tarnished then you're no different than dead. Image dictates what others think of us. If they consider us highly, than we will get what we deserve. Imagine if your attitude is but of an asshole's attitude and is well-known by many, man! I certainly won't hire you even if you're smart ass and I doubt other will as well. To those who are unawakened yet, then let me welcome you to the world. Its undeniably a fact, you can't just walk out there and start pointing the vulgar finger (i.e. middle finger) to everyone. Is that what you called "I don't care what people thinks of me as long as I like it". If so than I expect to see some broken limbs. The fact is don't be an idiot and follow what others that said they care less of other peoples' point of view or give no consideration to others just because they like doing something. It's a well-known fact that people loves to follow other people's action. That fella say something cool then they follow but not noticing that the fella they were following is an asshole also. Please don't be stupid and follow stupid moves.

Anyway its great news to hear Barack Obama is the new President-elect of the United States of America. He deserves my standing ovation after all the things he did to secure his current position. Look at the way he did those debates. Ever wonder why our nation's highest position never goes through that? I think if we were to implement it, than our politicians population will be a quarter of what we have now may be lesser. Do you think Najib can go for debate? Do you think physically and logically he can? or can Bung Mokhtar and Karpal Singh argue in a more gentlemen way? Its physically impossible man; its like asking the sky to drop down a whole sea of money. Imagine Najib debating with Lim Kit Siang. My word to Najib, "he's gonna woop your ass". They just can't do it. Not educated the way we wanted them to be. Najib is not a Prime Minister for Malaysia, he's a leader of UMNO. We didn't vote for him, those UMNO goons did and it was for party election not prime ministership election. The silent majority is just keeping their finger cross, as if they do support Najib to be Prime Minister. AS IF!!!!!!

Another mad/crazy semester

I screwed up my money & capital markets paper. Which means i failed the whole subject, which means I can't go to Monash, Clayton, which means i can't do accounting and finance (specialist) offered by Monash, Clayton. Sigh...........................all i can do now is to go to Monash, Caufield and work myself doing accounting and finance (maybe) general paper. But I'd heard that after heading to Monash, Caufield it is possible to transfer to Monash, Clayton the following semester which would be my year 2, second semester. How true is it? I'm not sure but if there's an opportunity to do so, I'll take it. Failed two (2) times try for the third. Am very disappointed with the exam. Everyone said it was extremely easy cause it was identical to tutorial questions and i said "phew it was tough, i might fail". *Heavy sigh* I can't believe...how to major in finance if the introductory, the very basic concept; fundamentals i failed to understand. HOW HOW HOW!!!??? Marketing didn't went very well either. Accounting B was also down. Now left is business law which I don't have a single unit of confidence in me. I don't know what to do now. Just don't know what to do...